How and when you’re charged
1 min read · Updated Jun 2026
Flamingo doesn’t use a prepaid wallet. When you approve a payroll run or pay an invoice, the amount is charged to your default payment method — and your business must be verified first.
Flamingo charges your payment method directly when a payment happens — there’s no prepaid balance or wallet to top up.
How it works
- Your business is verified and you have a default payment method set.
- When you approve a payroll run or pay a contractor invoice, the amount is charged to your default method.
- Once the charge succeeds, the payout is released to the contractor.
Good to know
- No wallet to fund — you don’t pre-load money; you’re charged per transaction.
- Verification first — payments are blocked until your business is Approved.
- A default method is required — if no verified default exists, the payment can’t proceed.
Warning
If a charge is declined (expired card, insufficient funds), the run shows as failed — you can retry or switch payment method. Keep a valid default method on file.
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